Airtime & Data

Enable instant airtime and data bundle purchases for all major carriers across Africa. NkapFin connects to MTN, Airtel, Orange, Safaricom, Glo, and 30+ other operators, allowing your users to top up their phones or send airtime to family members directly from your app.

Earn commission on every transaction while providing a service your customers use daily. Our airtime API supports both prepaid top-ups and postpaid bill payments with real-time confirmation.

  • 30+ carrier integrations across Africa
  • Instant top-up with real-time confirmation
  • Data bundle purchases at carrier-direct prices
  • Commission earnings on every transaction

Bill Payments

Connect your customers to utility providers for electricity, water, cable TV, and internet services. NkapFin handles the biller integration, payment processing, and receipt generation.

Support for both prepaid meter token purchases and postpaid bill settlements. Customers can set up recurring payments to never miss a due date.

  • Electricity, water, TV, and internet bill payments
  • Prepaid meter token generation
  • Recurring payment scheduling
  • Digital receipt generation and history

Insurance Products

Embed micro-insurance products directly into your financial app. NkapFin partners with leading African insurers to offer health, life, crop, and device insurance — with premiums as low as $1.00 per month, making insurance accessible to mass-market customers.

Our insurance API handles policy issuance, premium collection, claims processing, and payouts. Customers can purchase coverage in seconds and file claims directly from their phone.

  • Micro-insurance from $1.00/month
  • Health, life, crop, and device coverage
  • Instant policy issuance via API
  • Mobile-first claims processing and payouts

Government Payments

Enable your customers to pay taxes, fees, and fines to government agencies. NkapFin integrates with revenue authorities and government payment platforms across multiple African countries, providing a convenient digital channel for civic obligations.

  • Tax payments to national revenue authorities
  • Vehicle registration and license renewals
  • School fee payments to educational institutions
  • Official receipt generation with government reference numbers